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Current Loan Rates
Huron Area Education Federal Credit Union offers loans for many purposes. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit score. Rate reduction discounts are offered based on other credit union services used and are reflected in the listed rates. We welcome your application!
Rates effective as of 06/12/2018.
| LOAN
TYPE |
Term |
APR* |
| Share Secured |
1 to 60 Months |
2.75% Fixed
|
|
Newer Vehicles
2012 & Newer
|
1 to 60 Months
|
as low as 2.99% Fixed
|
Newer Vehicles
2012 & Newer |
61 to 72 Months
|
as low as 3.99% Fixed
|
Newer Vehicles
2016 & Newer |
73 to 84 Months
|
as low as 4.99% Fixed
|
|
Older Vehicles
(2011 & Older)
|
1 to 48 Months
|
as low as 4.99% Fixed
|
Older Vehicles
(2011 & Older) |
37 to 60 Months
|
as low as 5.25% Fixed
|
Older Vehicles
|
|
|
|
Recreational Vehicles
2012 & Newer
|
1 to 72 Months
|
as low as 3.99% Fixed
|
Recreational Vehicles
(2011 & Older) |
1 to 60 Months
|
as low as 5.75% Fixed
|
Recreational Vehicles
2015 & Newer Boats and Campers, must borrow at least $25,000 |
73-120 Months
|
as low as 5.75% Fixed
|
|
Unsecured/Debt Consolidation
|
Contact office for more details |
|
Home Improvement
|
1 to 60 Months
|
as low as 4.90% Fixed
|
Student Loans
(In House Program) |
1 to 120 Months
|
6.00% Fixed
|
| Real Estate |
Contact office for more details |
| |
Loan Payment Example: At 3.75% annual percentage rate (APR) for a 72 month term, monthly payments are calculated at $15.54 per $1,000.00 borrowed.
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